Kentucky commercial & investment loans from 6%
Direct-lender pricing for investor-owned real estate and small businesses across Kentucky. Logistics-driven demand around the UPS Worldport and central corridor.
Actively lending in Louisville, Lexington, Bowling Green and every county in the state.
Programs available in Kentucky
DSCR rental loans
Cash-flow qualification for 1–4 unit and small multifamily. No W-2 required.
Bridge & fix-and-flip
12–24 month interest-only for value-add, reposition, and short-term hold plays.
Small-balance CRE
Mixed-use, retail, office, industrial, and 5+ unit multifamily from $250K to $10M+.
Working capital & equipment
Fast unsecured working capital and equipment refinancing with 24-hour funding after docs received.
Terms vary by property, borrower experience, and market — final pricing is confirmed in writing.
Why Kentucky borrowers work with us
- Underwriting that understands the KY market — not a generic national script.
- Direct-lender pricing with no add-on broker fees.
- Term sheets in 24–48 hours; closings typically in 14–21 days.
- One point of contact from application through funding.
Talk to a Kentucky advisor
Size your next deal in minutes
Answer a few questions and we'll route your scenario to a Kentucky underwriter — no phone tag, no external forms.
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