Commercial funding in Alabama
Direct-lender pricing for investor-owned real estate in Alabama. Steady multifamily demand and industrial expansion along the I-65 corridor.
Actively lending in Birmingham, Huntsville, Mobile and every county in the state.
Programs available in Alabama
DSCR rental loans
Cash-flow qualification for 1–4 unit and small multifamily. No W-2 required.
Bridge & fix-and-flip
12–24 month interest-only for value-add, reposition, and short-term hold plays.
Small-balance CRE
Mixed-use, retail, office, industrial, and 5+ unit multifamily from $250K to $10M+.
Ground-up construction
Experienced-builder financing for infill and small-lot development.
Terms vary by property, borrower experience, and market — final pricing is confirmed in writing.
Why Alabama investors work with us
- Underwriting that understands the AL market — not a generic national script.
- Direct-lender pricing with no add-on broker fees.
- Term sheets in 24–48 hours; closings typically in 14–21 days.
- One point of contact from application through funding.
Talk to a Alabama advisor
Let's size your next deal
Send the property address and target loan amount — we'll come back with indicative terms.
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