Built by lenders. Trademarked for the markets we serve.
Local Loan Store™ was started by Monumental Funding Solutions and recently trademarked, based on our proven ability to fund in most local markets across the country. We provide unsecured and secured commercial working capital for business owners — backed by a strong team and a track record of closing every deal.
While some deals are easier than others, we are committed to customer service and aim to make every transaction seamless — whether you're a first-time homebuyer, a foreign national investor, or a business owner who needs working capital this week.
"You can get all you want in life by helping others get what they want."
That single sentence guides every conversation, every underwriting decision, and every after-hours call. When our clients get the deal they need, our team — and our reputation — grows with them.
Urban & rural reach
From city blocks to county roads — decisions made by people who live in the markets we serve.
Real relationships
Your loan officer is a phone call — not a chatbot — away.
Smart automation
Online tools speed up the boring parts so we can focus on you, wherever you are.
What we do — and what we don't. Local Loan Store™ specializes in commercial, investor, and non-owner-occupied lending plus secured & unsecured business working capital. We do not originate personal loans or owner-occupied residential mortgages. If your scenario is personal or owner-occupied, we'll happily refer you to a trusted partner who is ready to help — just submit your inquiry and we'll route it to the right desk.
A program for every borrower
From Foreign National CRE to Asset Qualifier and Cannabis Income loans, here's how our programs compare on max LTV, loan amount, and indicative pricing.
Max LTV by program
% — purchase scenarios
Max loan amount
USD millions
Indicative rate ranges
Illustrative only — actual pricing depends on file, term, and market conditions
Ready to put us to work?
Submit a quick inquiry — we'll connect you with the right program and the right loan officer within one business day.
Get pre-qualified