A product of Monumental Funding Solutions LLC.
The Local Loan Store™ is a product of Monumental Funding Solutions LLC — recently trademarked based on our proven ability to fund in most local markets across the country. We provide unsecured and secured commercial working capital for business owners — backed by a strong team and a track record of closing every deal.
What makes us the better choice? Decades of lending experience, deep partnerships with banks, private capital, and specialty lenders, and a customer-service-first process that treats every borrower — first-time homebuyer, foreign-national investor, or business owner needing capital this week — like the only file on our desk.
"You can get all you want in life by helping others get what they want."
That single sentence guides every conversation, every underwriting decision, and every after-hours call. When our clients get the deal they need, our team — and our reputation — grows with them.
Experience, partnerships, and service that close deals.
Decades of experience
The Monumental Funding Solutions team has structured thousands of residential, commercial, and business-capital transactions across every credit cycle.
Deep partnerships
Direct relationships with banks, private capital, DSCR investors, foreign-national lenders, and SBA desks mean we match each scenario to the right desk on day one.
Customer-service-first process
One loan officer, one phone number, one inbox — from inquiry to closing. We answer, we update, we follow through.
Urban & rural reach
From city blocks to county roads — decisions made by people who live in the markets we serve.
Real relationships
Your loan officer is a phone call — not a chatbot — away.
Smart automation
Online tools speed up the boring parts so we can focus on you, wherever you are.
What we do — and what we don't. Local Loan Store™ specializes in commercial, investor, and non-owner-occupied lending plus secured & unsecured business working capital. We do not originate personal loans or owner-occupied residential mortgages. If your scenario is personal or owner-occupied, we'll happily refer you to a trusted partner who is ready to help — just submit your inquiry and we'll route it to the right desk.
Don't wait on capital — start today, fund in 24 hours.
Unsecured working capital from $30K to $2M and commercial real estate from 6% — requests submitted today get a same-day callback and can fund within 24 hours once documents are received. Every day you wait is a day of deals, equipment, and inventory you can't move on.
- • Same-day callback from a real local advisor
- • Minimal documentation for unsecured working capital
- • Rates and pricing move with the market — lock your terms early
*Funding timelines and pricing vary by program, documentation, and approval.
A program for every borrower
From Foreign National CRE to Asset Qualifier and Cannabis Income loans, here's how our programs compare on max LTV, loan amount, and indicative pricing.
Max LTV by program
% of value financed at purchase — click a bar to open the program
Max loan amount
USD millions — click a bar to open the program
Indicative rate ranges
Lower band = best-case pricing. Hover for details, click to open the program.
Ready to put us to work?
Submit a quick inquiry — we'll connect you with the right program and the right loan officer within one business day.
Secure, TLS-encrypted application. For commercial financing for business/commercial purposes only — not a consumer loan. Submitting authorizes contact by phone, SMS, or email (consent not required for financing; msg/data rates may apply). Not available in CA, OR, ID, NV, UT, MN, SD, MI, NJ, or VA. All offers subject to underwriting; not a commitment to lend. See full state & federal disclosures.