A product of Monumental Funding Solutions LLC.
The Local Loan Store™ is a product of Monumental Funding Solutions LLC — recently trademarked based on our proven ability to fund in most local markets across the country. We provide unsecured and secured commercial working capital for business owners — backed by a strong team and a track record of closing every deal.
What makes us the better choice? Decades of lending experience, deep partnerships with banks, private capital, and specialty lenders, and a customer-service-first process that treats every borrower — first-time homebuyer, foreign-national investor, or business owner needing capital this week — like the only file on our desk.
"You can get all you want in life by helping others get what they want."
That single sentence guides every conversation, every underwriting decision, and every after-hours call. When our clients get the deal they need, our team — and our reputation — grows with them.
Experience, partnerships, and service that close deals.
Decades of experience
The Monumental Funding Solutions team has structured thousands of residential, commercial, and business-capital transactions across every credit cycle.
Deep partnerships
Direct relationships with banks, private capital, DSCR investors, foreign-national lenders, and SBA desks mean we match each scenario to the right desk on day one.
Customer-service-first process
One loan officer, one phone number, one inbox — from inquiry to closing. We answer, we update, we follow through.
Urban & rural reach
From city blocks to county roads — decisions made by people who live in the markets we serve.
Real relationships
Your loan officer is a phone call — not a chatbot — away.
Smart automation
Online tools speed up the boring parts so we can focus on you, wherever you are.
What we do — and what we don't. Local Loan Store™ specializes in commercial, investor, and non-owner-occupied lending plus secured & unsecured business working capital. We do not originate personal loans or owner-occupied residential mortgages. If your scenario is personal or owner-occupied, we'll happily refer you to a trusted partner who is ready to help — just submit your inquiry and we'll route it to the right desk.
Get your home or property appraised — on us.
Contact The Local Loan Store™ now and let us know you want a free appraisal. Whether you're buying, refinancing, or financing an investment property, this is the easiest way to start the conversation — no obligation, no credit pull.
- • Same-day callback from a real loan officer
- • Works for home, investor, and commercial properties
- • Brought to you by Monumental Funding Solutions LLC
*Terms and availability may vary. Ask us for full details.
A program for every borrower
From Foreign National CRE to Asset Qualifier and Cannabis Income loans, here's how our programs compare on max LTV, loan amount, and indicative pricing.
Max LTV by program
% of value financed at purchase — click a bar to open the program
Max loan amount
USD millions — click a bar to open the program
Indicative rate ranges
Lower band = best-case pricing. Hover for details, click to open the program.
Ready to put us to work?
Submit a quick inquiry — we'll connect you with the right program and the right loan officer within one business day.
Get pre-qualified