Cover the gap between selling and buying.
Pays off your existing loan and provides cash needed for the down payment on the new home — so you can buy before you sell, without a contingency that kills the offer.
What we do — and what we don't. Local Loan Store™ specializes in commercial, investor, and non-owner-occupied lending plus secured & unsecured business working capital. We do not originate personal loans or owner-occupied residential mortgages. If your scenario is personal or owner-occupied, we'll happily refer you to a trusted partner who is ready to help — just submit your inquiry and we'll route it to the right desk.
Tell us the current home value, mortgage balance, and target purchase price
We size the bridge to pay off the existing loan + fund the down payment
Close on the new home with a non-contingent offer
Sell the old home and refinance into a permanent mortgage
Worked examples using the program's actual LTV and qualifying rules. Numbers are illustrative — your file determines your final terms.
Selling a $500k home with $200k mortgage, buying $750k
Bridge funds the down payment from current equity — no sale contingency on the offer.
% of value financed at purchase — click a bar to open the program
USD millions — click a bar to open the program
Lower band = best-case pricing. Hover for details, click to open the program.
In competitive markets, sellers reject contingent offers — a bridge loan turns you into a cash-equivalent buyer.
Bridge loans are short-term by design (typically 6–12 months); the refinance into a permanent loan happens after the old home closes.
Pricing is higher than agency loans because of speed and short term — but you only pay it for a few months.
Quick answers about Bridge Star Loan. Not seeing your question? Talk to a loan officer below.
Submit your scenario — a loan officer will confirm program fit and indicative pricing within one business day.
