Your local business loan store — programs
Three flagship programs — one team that knows your market, urban or rural. Every loan starts with a conversation.
Purchase, Refinance & Equity
Acquire new rentals, refinance existing doors, or tap equity for the next deal — DSCR and asset-based programs built for real estate investors, urban or rural.
- Investment purchase
- Rate & term refinance
- Cash-out equity
- DSCR & asset-based programs
Capital that grows with you
From the urban bakery on the corner to the rural contractor on a county road — flexible loans for real businesses.
- SBA 7(a) & 504
- Equipment & ag financing
- Working capital lines
- Non-owner-occupied real estate
CRE financing for builders & investors
We underwrite locally in every market we serve — urban infill or rural land — and look at the whole story, not just a credit score.
- Acquisition & refinance
- Construction & bridge
- Mixed-use, retail, multifamily, agricultural
- DSCR-based programs
What we do — and what we don't. Local Loan Store™ specializes in commercial, investor, and non-owner-occupied lending plus secured & unsecured business working capital. We do not originate personal loans or owner-occupied residential mortgages. If your scenario is personal or owner-occupied, we'll happily refer you to a trusted partner who is ready to help — just submit your inquiry and we'll route it to the right desk.