Texas · statewide
Commercial real estate loans in Texas
A Fort Worth–based lender placing small-balance CRE, DSCR rental, bridge, and fix-and-flip debt across Texas — including Dallas real estate loans — with term sheets in 24–48 hours and pricing from 6.5% on select programs.
Texas commercial loan programs
Small-balance commercial real estate loans
Retail strips, mixed-use, office, light industrial, and 5+ unit multifamily from roughly $250K to $10M+. Fixed and floating structures, 5–30 year terms.
DSCR rental loans
Qualify on the property's cash flow — no tax returns or W-2s. Purchase, rate-and-term refinance, or cash-out on non-owner-occupied Texas rentals.
Bridge & fix-and-flip
12–24 month interest-only money for value-add, reposition, and lease-up plays in Dallas, Houston, Austin, San Antonio, and Fort Worth.
Unsecured business capital
$20,000–$2,000,000 for Texas businesses from a 550+ personal credit score, funded within 24 hours after documents are received.
Terms vary by property, borrower experience, and market — final pricing is confirmed in writing. Business-purpose and investment property only.
Texas loan payment calculator
Run any of our Texas programs — principal, interest rate, term, and monthly payment update as you type.
Estimate your payment
Pick a program, set your loan amount, and see principal, interest, monthly payment, and term side by side.
Retail, mixed-use, office, light industrial, and 5+ unit multifamily. Fixed and floating structures.
Typical range $250,000 – $10,000,000
Indicative 6.5%–9.5% based on leverage, property, and experience
- Monthly payment
- $5,064
- Principal
- $750,000
- Total interest
- $769,216
- Term
- 25 years
Estimates only, for business-purpose and investment property financing. Payments exclude taxes, insurance, and closing costs. Final terms are confirmed in writing after underwriting.
Where we lend across Texas
Dallas
Dallas real estate loans on retail, mixed-use, and small multifamily across Dallas County, Uptown, Oak Cliff, and the northern suburbs.
Fort Worth
Our home market — infill value-add, industrial flex, and rental portfolios throughout Tarrant County.
Houston
Industrial, strip retail, and multifamily bridge debt across Harris, Fort Bend, and Montgomery counties.
Austin & San Antonio
DSCR rentals, small-balance CRE, and reposition bridge loans through the I-35 corridor.
Focused on the Metroplex? See our Dallas–Fort Worth CRE page, or browse Texas funding by program.
What Texas borrowers search for
Common requests we fund every month across Texas metros and smaller urban, suburban, and rural markets.
- Commercial real estate loan Texas — retail, office, industrial, and 5+ unit multifamily from $250K.
- Dallas DSCR loan — rental and small multifamily financing qualified on rent, not tax returns.
- Houston commercial mortgage — industrial flex and strip retail purchase or cash-out refinance.
- Austin bridge loan — 12–24 month interest-only money for value-add and lease-up.
- Fort Worth investment property loan — our home market, infill value-add and rental portfolios.
- San Antonio business loan — unsecured working capital from $20,000 to $2,000,000.
Financing a rental instead? See DSCR loan requirements and Dallas DSCR loans.