Fort Worth, TX — lending nationwide
The Local Loan Store™ — your local business loan store
Big banks offer one product and one answer. A local loan store works differently: one conversation with a local team, then we shop dozens of programs — unsecured business capital, commercial real estate loans, DSCR, bridge, and fix & flip — to find the funding that fits your deal.
What's on the shelf
Unsecured business capital
$30,000 to $2,000,000 in working capital with no collateral — light documentation and funding as fast as 24 hours.
Fast working capitalCommercial real estate loans
Acquisition, refinance, construction and bridge financing from 6% — retail, office, mixed-use, multifamily and more.
CRE loan programsInvestor property programs
DSCR rental loans from $75,000, fix & flip up to 100% of purchase and rehab, and closed-end seconds to tap equity.
Browse all productsWhy a local loan store beats a big bank
- Many programs, one application. We broker across specialty lenders so a "no" from one bank isn't the end of the conversation.
- Local knowledge. We underwrite the whole story — urban infill, suburban growth corridors, and rural markets alike.
- Light-documentation options. Bank statement, 1099, P&L-only, DSCR, and asset-qualifier programs for borrowers who don't fit the W-2 box.
- Speed when it matters. Unsecured capital can fund in 24 hours; bridge and fix & flip programs are built for tight closing windows.
Explore the Local Loan Store™
Common questions
What is a local business loan store?
A local business loan store is a lending desk you can actually talk to — one local team that shops many loan programs for you instead of one bank offering one product. The Local Loan Store™ is based in Fort Worth, Texas and serves business owners and real estate investors nationwide.
What can I get at the Local Loan Store™?
Unsecured business capital from $30,000 to $2,000,000, commercial real estate loans from 6%, DSCR rental loans from $75,000, bridge and fix & flip financing, equipment financing, and business lines of credit.
Do you lend outside Texas?
Yes. We are headquartered in Fort Worth, TX, but we lend in most states across the country — urban, suburban, and rural markets. A few states are outside our licensing scope; check your scenario in two minutes on our qualify page.
Do you make personal or home mortgage loans?
No. We specialize in business and investment-property financing. We do not originate personal loans or owner-occupied home mortgages, but we can refer those scenarios to trusted partners.
How fast can I get funded?
Unsecured working capital can fund in as little as 24 hours after approval. Real-estate-secured programs typically close in days to a few weeks depending on the program and property.
Talk to your local loan store today
Two minutes to check your scenario — no hard credit pull to see your options.
Start my qualification