Serving Chicago, IL
Business and investment property loans in Chicago
Unsecured business funding supports eligible businesses in Chicago; commercial real estate and DSCR financing support eligible investment properties. Our team is based in Fort Worth, Texas and works with you online and by phone. Terms depend on your business or property and underwriting.
Check what I qualify forChoose financing for your next step
- Which financing fits my goal?
- Working capital and business lines of credit support business expenses. Equipment financing supports equipment purchases. DSCR financing focuses on investment rental income; bridge and renovation financing serve short-term property plans. Commercial property loans can support eligible purchases and refinances.
- Where is financing available?
- Unsecured business funding is available in all 50 states. Real estate loans are available in every state except CA, ID, MI, MN, NV, NJ, OR, SD, UT, VA.
- What happens after I request financing?
- An advisor reviews your requested amount, purpose and supporting information, then explains program fit and the next documents needed. A quote or calculator result is not an approval or commitment to lend; final terms require underwriting.
Information to prepare
- Property address and purpose
Identify a purchase, refinance, renovation or construction request and the intended property use.
- Income or project information
Prepare leases, a rent roll or available operating information to explain property cash flow.
- Transaction and ownership details
Include the purchase contract or current mortgage information and entity documents where applicable. The final checklist is specific to your file.
Use the secure application when documents are requested. Do not include Social Security numbers or financial documents in a general contact message.
Unsecured business loans in Chicago
Working capital, lines of credit and business capital from $20,000 to $2,000,000 — no collateral, light documentation, funding in as little as 24 hours after approval.
Small business loans in Chicago, IL
Chicago small business owners can compare working capital, business lines of credit, equipment financing and term-style capital from $20,000 to $2,000,000 through one local loan store — one application, real options.
Merchant cash advance in Chicago
A merchant cash advance gives Chicago restaurants, retailers, contractors and service businesses fast capital based on future sales, with factor-rate pricing and daily or weekly payments. Already carrying advances? MCA consolidation is available for combined balances of $30,000 or more. Learn about merchant cash advances.
Chicago commercial real estate loans
Purchase or refinance retail, office, industrial, mixed-use and multifamily property at competitive rates, plus bridge and closed-end second options to tap equity.
DSCR and investor loans for Chicago rentals
DSCR loans from $75,000 qualified on rental income, fix & flip and bridge financing. Chicagoland offers deep 2–4 unit inventory for BRRRR-style investors.
Lending in Chicago
Chicago's classic two-flats, courtyard buildings and neighborhood commercial strips make it one of the country's biggest small-multifamily and mixed-use markets.
Chicago properties we finance
Two-flats & small multifamily
2–4 unit buildings and courtyard apartments held as rentals.
Neighborhood mixed-use
Storefronts with apartments above along commercial corridors.
Industrial & logistics
Warehouse and distribution space tied to the region's rail and freight hub.
Example Chicago scenarios
Two-flat DSCR purchase
An investor buys a leased two-flat using a DSCR loan qualified on the rents.
Logistics company working capital
A trucking company uses working capital to cover fuel and repairs between customer payments.
Illustrative scenarios, not completed client transactions — terms depend on your property, revenue and credit.
Common questions
Do you lend on Chicago two-flats and three-flats?
Yes. 2–4 unit rentals qualify for DSCR loans from $75,000, based on rental income.
Can a Chicago trucking or logistics business get fast capital?
Yes. Unsecured working capital from $20,000 to $2,000,000 can fund in as little as 24 hours after approval.
Is there a business loan store near Chicago?
Yes. The Local Loan Store™ serves Chicago, Illinois businesses and investors. Start online and work with a loan advisor by phone — no branch visit needed.
Can I get an unsecured business loan in Chicago?
Yes. Unsecured business capital from $20,000 up to $2,000,000 is available, with funding in as little as 24 hours after approval.
Do you make commercial real estate and DSCR loans in Chicago?
Yes. Commercial real estate loans are offered at competitive, market-driven rates, and DSCR rental loans start at $75,000, qualified on the property's rent instead of tax returns.
Can I get a merchant cash advance in Chicago?
Yes. Chicago businesses with steady card or bank deposits can get a merchant cash advance based on future sales, priced with a factor rate rather than an interest rate. Existing advances totaling $30,000 or more can also be reviewed for MCA consolidation.
What small business loans are available in Chicago, Illinois?
Working capital, business lines of credit, equipment financing and term-style business capital from $20,000 to $2,000,000, usually with a simple application and recent bank statements.