Guide
Local loan store vs. bank: what's the difference?
Banks offer their own products and strict boxes. A local loan store compares many lenders for you. Here's how to decide.
Check what I qualify forChoice of programs
A bank offers its own loans. We compare many specialty lenders, so one 'no' isn't the end of the conversation.
Documentation
Banks usually need full tax returns. We offer bank statement, 1099, P&L-only and DSCR options.
Speed
Bank loans can take months. Unsecured capital through us can fund in as little as 24 hours after approval.
When a bank may be better
If you have strong tax returns, lots of time and a banking relationship, a bank can be a good fit. We can help you compare.
Common questions
Is a loan store the same as a bank?
No. A loan store works with many lenders to find the best fit, while a bank lends only its own products.
Does checking my options hurt my credit?
No hard credit pull is needed to see your options.