Serving Boston, MA
Business and investment property loans in Boston
Unsecured business funding supports eligible businesses in Boston; commercial real estate and DSCR financing support eligible investment properties. Our team is based in Fort Worth, Texas and works with you online and by phone. Terms depend on your business or property and underwriting.
Check what I qualify forChoose financing for your next step
- Which financing fits my goal?
- Working capital and business lines of credit support business expenses. Equipment financing supports equipment purchases. DSCR financing focuses on investment rental income; bridge and renovation financing serve short-term property plans. Commercial property loans can support eligible purchases and refinances.
- Where is financing available?
- Unsecured business funding is available in all 50 states. Real estate loans are available in every state except CA, ID, MI, MN, NV, NJ, OR, SD, UT, VA.
- What happens after I request financing?
- An advisor reviews your requested amount, purpose and supporting information, then explains program fit and the next documents needed. A quote or calculator result is not an approval or commitment to lend; final terms require underwriting.
Information to prepare
- Property address and purpose
Identify a purchase, refinance, renovation or construction request and the intended property use.
- Income or project information
Prepare leases, a rent roll or available operating information to explain property cash flow.
- Transaction and ownership details
Include the purchase contract or current mortgage information and entity documents where applicable. The final checklist is specific to your file.
Use the secure application when documents are requested. Do not include Social Security numbers or financial documents in a general contact message.
Unsecured business loans in Boston
Working capital, lines of credit and business capital from $20,000 to $2,000,000 — no collateral, light documentation, funding in as little as 24 hours after approval.
Small business loans in Boston, MA
Boston small business owners can compare working capital, business lines of credit, equipment financing and term-style capital from $20,000 to $2,000,000 through one local loan store — one application, real options.
Merchant cash advance in Boston
A merchant cash advance gives Boston restaurants, retailers, contractors and service businesses fast capital based on future sales, with factor-rate pricing and daily or weekly payments. Already carrying advances? MCA consolidation is available for combined balances of $30,000 or more. Learn about merchant cash advances.
Boston commercial real estate loans
Purchase or refinance retail, office, industrial, mixed-use and multifamily property at competitive rates, plus bridge and closed-end second options to tap equity.
DSCR and investor loans for Boston rentals
DSCR loans from $75,000 qualified on rental income, fix & flip and bridge financing. Deep 2–4 unit market — bridge and DSCR structures move quickly around the 128 belt.
Lending in Boston
Boston's high property values and dense triple-decker and mixed-use neighborhoods mean investors and owners often need larger loans and quick, flexible financing.
Boston properties we finance
Triple-deckers & 2–4 units
Classic Boston-area multifamily, often owner-occupied or fully rented.
Mixed-use buildings
Ground-floor retail or restaurants with apartments above.
Lab, office & flex
Commercial space serving the life-science, healthcare and education economy.
Example Boston scenarios
Triple-decker DSCR refinance
An investor refinances a fully rented triple-decker on a DSCR loan, qualified on its rents.
Restaurant buildout capital
A restaurant owner uses unsecured working capital to finish a buildout before opening.
Illustrative scenarios, not completed client transactions — terms depend on your property, revenue and credit.
Common questions
Do you finance triple-deckers in Boston?
Yes. 2–4 unit rentals qualify for DSCR loans starting at $75,000, based on rental income.
Can a Boston business get capital without pledging property?
Yes. Unsecured business capital runs from $20,000 to $2,000,000 with light documentation.
Is there a business loan store near Boston?
Yes. The Local Loan Store™ serves Boston, Massachusetts businesses and investors. Start online and work with a loan advisor by phone — no branch visit needed.
Can I get an unsecured business loan in Boston?
Yes. Unsecured business capital from $20,000 up to $2,000,000 is available, with funding in as little as 24 hours after approval.
Do you make commercial real estate and DSCR loans in Boston?
Yes. Commercial real estate loans are offered at competitive, market-driven rates, and DSCR rental loans start at $75,000, qualified on the property's rent instead of tax returns.
Can I get a merchant cash advance in Boston?
Yes. Boston businesses with steady card or bank deposits can get a merchant cash advance based on future sales, priced with a factor rate rather than an interest rate. Existing advances totaling $30,000 or more can also be reviewed for MCA consolidation.
What small business loans are available in Boston, Massachusetts?
Working capital, business lines of credit, equipment financing and term-style business capital from $20,000 to $2,000,000, usually with a simple application and recent bank statements.