Serving Killeen, TX

Business and investment property loans in Killeen

Unsecured business funding supports eligible businesses in Killeen; commercial real estate and DSCR financing support eligible investment properties. Our team is based in Fort Worth, Texas and works with you online and by phone. Terms depend on your business or property and underwriting.

Check what I qualify for

Choose financing for your next step

Which financing fits my goal?: Working capital and business lines of credit support business expenses. Equipment financing supports equipment purchases. DSCR financing focuses on investment rental income; bridge and renovation financing serve short-term property plans. Commercial property loans can support eligible purchases and refinances.
Where is financing available?: Unsecured business funding is available in all 50 states. Real estate loans are available in every state except CA, ID, MI, MN, NV, NJ, OR, SD, UT, VA.
What happens after I request financing?: An advisor reviews your requested amount, purpose and supporting information, then explains program fit and the next documents needed. A quote or calculator result is not an approval or commitment to lend; final terms require underwriting.

Information to prepare

Property address and purpose
Identify a purchase, refinance, renovation or construction request and the intended property use.
Income or project information
Prepare leases, a rent roll or available operating information to explain property cash flow.
Transaction and ownership details
Include the purchase contract or current mortgage information and entity documents where applicable. The final checklist is specific to your file.

Use the secure application when documents are requested. Do not include Social Security numbers or financial documents in a general contact message.

Unsecured business loans in Killeen

Working capital, lines of credit and business capital from $20,000 to $2,000,000 — no collateral, light documentation, funding in as little as 24 hours after approval.

Small business loans in Killeen, TX

Killeen small business owners can compare working capital, business lines of credit, equipment financing and term-style capital from $20,000 to $2,000,000 through one local loan store — one application, real options.

Merchant cash advance in Killeen

A merchant cash advance gives Killeen restaurants, retailers, contractors and service businesses fast capital based on future sales, with factor-rate pricing and daily or weekly payments. Already carrying advances? MCA consolidation is available for combined balances of $30,000 or more. Learn about merchant cash advances.

Killeen commercial real estate loans

Purchase or refinance retail, office, industrial, mixed-use and multifamily property at competitive rates, plus bridge and closed-end second options to tap equity.

DSCR and investor loans for Killeen rentals

DSCR loans from $75,000 qualified on rental income, fix & flip and bridge financing. Our home market — deep DFW, Houston, and Austin small-balance CRE relationships.

Lending in Killeen

Killeen's military-connected economy supports healthcare, retail and local service businesses.

Killeen properties we finance

Local rental housing
Single-family rentals and small apartment buildings
Commercial properties
I-14 service retail and professional premises
Owner-operated business space
Premises for an equipment retail business in Killeen; financing review distinguishes business-use space from investment property.

Example Killeen scenarios

Killeen rental purchase
An investor considering single-family rentals and small apartment buildings submits the rent roll, leases and purchase details for a DSCR review. Eligibility depends on legal unit count, rental income, appraisal and loan size.
Working capital for an equipment retail business
A business in Killeen operating as an equipment retail business requests capital for materials, inventory or payroll while customer payments are outstanding. The review considers operating history, revenue and existing obligations rather than assuming approval from the industry alone.

Illustrative scenarios, not completed client transactions — terms depend on your property, revenue and credit.

Texas commercial funding All loan programs Apply online

Common questions

How are military lease terms considered for a Killeen rental review?

Provide the current leases, payment history and any applicable early-termination provisions. Military-related tenancy does not guarantee uninterrupted rent; document turnover and vacancy, and account for applicable servicemember lease protections rather than assuming a fixed occupancy level.

What should I prepare for a Killeen rental loan review?

For single-family rentals and small apartment buildings, provide leases or supported market rents, taxes, insurance, association dues if applicable, and legal unit information. These expenses affect rental cash flow. DSCR loans start at $75,000; short-term use, accessory units and condo projects require program-specific review.

Is there a business loan store near Killeen?

Yes. The Local Loan Store™ serves Killeen, Texas businesses and investors. Start online and work with a loan advisor by phone — no branch visit needed.

Can I get an unsecured business loan in Killeen?

Yes. Unsecured business capital from $20,000 up to $2,000,000 is available, with funding in as little as 24 hours after approval.

Do you make commercial real estate and DSCR loans in Killeen?

Yes. Commercial real estate loans are offered at competitive, market-driven rates, and DSCR rental loans start at $75,000, qualified on the property's rent instead of tax returns.

Can I get a merchant cash advance in Killeen?

Yes. Killeen businesses with steady card or bank deposits can get a merchant cash advance based on future sales, priced with a factor rate rather than an interest rate. Existing advances totaling $30,000 or more can also be reviewed for MCA consolidation.

What small business loans are available in Killeen, Texas?

Working capital, business lines of credit, equipment financing and term-style business capital from $20,000 to $2,000,000, usually with a simple application and recent bank statements.