Skip to content
New: $10K–$250K+ business credit line — no revenue or time-in-business requirement*. Possible 0% intro APR.See if you qualify

No collateral required

Unsecured business loans from your local loan store

Need capital without pledging property? Our unsecured programs are built around your business revenue, not your real estate.

Check what I qualify for

Choose financing for your next step

What can business funding cover?
Business-purpose funding can support inventory, payroll, operating expenses or expansion. Compare a one-time working-capital request with a line of credit for recurring needs. Equipment financing is a separate option when the purchase itself is equipment.
Is a merchant cash advance the same as a loan?
No. An MCA purchases future receivables and uses factor pricing rather than an interest rate. Compare total payback, payment frequency and the effect on cash flow before accepting a structure; a smaller payment does not necessarily mean a lower total cost.
What happens after I request financing?
An advisor reviews your requested amount, purpose and supporting information, then explains program fit and the next documents needed. A quote or calculator result is not an approval or commitment to lend; final terms require underwriting.

Information to prepare

  • Requested amount and use

    Explain what the funds will support and whether the need is one-time or recurring.

  • Recent business bank statements

    Help document deposits and current cash flow; your advisor confirms the required period.

  • Existing financing details

    Show current balances and payment schedules; include payoff information for a consolidation request.

Use the secure application when documents are requested. Do not include Social Security numbers or financial documents in a general contact message.

Amounts and speed

From $20,000 to $2,000,000, with funding in as little as 24 hours after approval.

Program options

Fast working capital, business lines of credit, and factor-priced business capital. We match the structure to your cash flow.

What we look at

Recent bank statements, time in business and monthly revenue. Light-doc — no full tax return package for most programs.

Common questions

How much can I borrow unsecured?

From $20,000 up to $2,000,000 depending on revenue and time in business.

Is collateral required?

No. These programs are unsecured and underwritten on business performance.

More from the Local Loan Store™