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Kentucky · statewide

Unsecured business loans in Kentucky

Logistics-driven demand around the UPS Worldport and central corridor. We fund working capital for Kentucky businesses in Louisville, Lexington, Bowling Green, and every county in between.

Kentucky business funding at a glance

Funding amount
$20,000 – $2,000,000
Credit score
550+ personal credit score
Collateral
None required on unsecured programs
Speed
Funding within 24 hours after documents are received
Programs
Working capital, business lines of credit, merchant cash advance, MCA consolidation ($30K+)
Real estate loans
Also available in Kentucky

Business-purpose funding only. Merchant cash advances are priced with a factor rate, not an APR. All funding is subject to underwriting.

Questions from Kentucky business owners

Can I get an unsecured business loan in Kentucky?

Yes. Unsecured business funding from $20,000 to $2,000,000 is available to businesses across Kentucky, including Louisville, Lexington, Bowling Green.

What credit score do I need for business funding in KY?

Programs start at a 550+ personal credit score, along with a few months of business bank statements.

How fast can funds arrive?

Many unsecured programs fund within 24 hours after your documents are received. All funding is subject to underwriting.

Do you offer real estate loans in Kentucky?

Yes — DSCR, bridge, and commercial real estate loans are also available in Kentucky.

Investing in property? See Kentucky real estate loans