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California · statewide

Unsecured business loans in California

The largest small-business economy in the country, from Los Angeles retail to Central Valley agriculture. We fund working capital for California businesses in Los Angeles, San Diego, San Jose, and every county in between.

California business funding at a glance

Funding amount
$20,000 – $2,000,000
Credit score
550+ personal credit score
Collateral
None required on unsecured programs
Speed
Funding within 24 hours after documents are received
Programs
Working capital, business lines of credit, merchant cash advance, MCA consolidation ($30K+)
Real estate loans
Not offered in California

Business-purpose funding only. Merchant cash advances are priced with a factor rate, not an APR. All funding is subject to underwriting.

Questions from California business owners

Can I get an unsecured business loan in California?

Yes. Unsecured business funding from $20,000 to $2,000,000 is available to businesses across California, including Los Angeles, San Diego, San Jose.

What credit score do I need for business funding in CA?

Programs start at a 550+ personal credit score, along with a few months of business bank statements.

How fast can funds arrive?

Many unsecured programs fund within 24 hours after your documents are received. All funding is subject to underwriting.

Do you offer real estate loans in California?

Not at this time. In California we offer unsecured business funding only; our real estate loans are not available in this state.