Texas locations
Local business loans across Texas
Unsecured business capital from $20,000 to $2,000,000, commercial real estate loans at competitive rates, DSCR rental loans from $75,000, and equipment financing — served locally from Fort Worth to every Texas metro and rural market.
Texas business funding at a glance
- Funding amount
- $20,000 – $2,000,000 unsecured
- Speed
- Funding within 24 hours after documents are received
- Credit score
- 550+ personal credit score
- Collateral
- None required on unsecured programs
- Use of funds
- Working capital, inventory, payroll, equipment, taxes, expansion
- Where
- Unsecured funding in all 50 states; CRE in every state except the excluded list
Unsecured business funding is available in all 50 states. Real estate loans are available in every state except CA, ID, MI, MN, NV, NJ, OR, SD, UT, VA.
Choose financing for your next step
- What can business funding cover in Texas?
- Business-purpose funding can support inventory, payroll, operating expenses or expansion. Compare a one-time working-capital request with a line of credit for recurring needs. Equipment financing is a separate option when the purchase itself is equipment.
- Is a merchant cash advance the same as a loan?
- No. An MCA purchases future receivables and uses factor pricing rather than an interest rate. Compare total payback, payment frequency and the effect on cash flow before accepting a structure; a smaller payment does not necessarily mean a lower total cost.
- What happens after I request financing?
- An advisor reviews your requested amount, purpose and supporting information, then explains program fit and the next documents needed. A quote or calculator result is not an approval or commitment to lend; final terms require underwriting.
Information to prepare
- Requested amount and use
Explain what the funds will support and whether the need is one-time or recurring.
- Recent business bank statements
Help document deposits and current cash flow; your advisor confirms the required period.
- Existing financing details
Show current balances and payment schedules; include payoff information for a consolidation request.
Use the secure application when documents are requested. Do not include Social Security numbers or financial documents in a general contact message.
Where we lend in Texas
Dallas business loans
Dallas County
Unsecured working capital, DSCR rentals, and commercial real estate loans across Uptown, Oak Cliff, Plano, and Richardson.
Fort Worth business loans
Tarrant County
Our home market — business lines of credit, equipment financing, and infill CRE throughout Arlington, Keller, and Burleson.
Houston business loans
Harris County
Industrial, strip retail, and multifamily loans plus fast working capital for Katy, Sugar Land, and The Woodlands businesses.
Austin business loans
Travis County
Bridge loans, DSCR rental financing, and unsecured capital for growing companies in Round Rock, Cedar Park, and Georgetown.
San Antonio business loans
Bexar County
Small business loans, equipment financing, and CRE purchase or cash-out refinance across New Braunfels and Boerne.
El Paso business loans
El Paso County
Working capital and commercial property loans for West Texas retailers, logistics firms, and investors.
Lubbock & Amarillo business loans
Panhandle
Rural and small-town business loans, equipment financing, and ag-adjacent commercial property.
Corpus Christi & the Valley business loans
Gulf Coast
Unsecured business loans and investment property financing from Corpus Christi to McAllen and Brownsville.