Texas · statewide
Unsecured business loans in Texas
Our home market — deep DFW, Houston, and Austin small-balance CRE relationships. We fund working capital for Texas businesses in Dallas–Fort Worth, Houston, Austin, and every county in between.
Texas business funding at a glance
- Funding amount
- $20,000 – $2,000,000
- Credit score
- 550+ personal credit score
- Collateral
- None required on unsecured programs
- Speed
- Funding within 24 hours after documents are received
- Programs
- Working capital, business lines of credit, merchant cash advance, MCA consolidation ($30K+)
- Real estate loans
- Also available in Texas
Business-purpose funding only. Merchant cash advances are priced with a factor rate, not an APR. All funding is subject to underwriting.
Questions from Texas business owners
Can I get an unsecured business loan in Texas?
Yes. Unsecured business funding from $20,000 to $2,000,000 is available to businesses across Texas, including Dallas–Fort Worth, Houston, Austin.
What credit score do I need for business funding in TX?
Programs start at a 550+ personal credit score, along with a few months of business bank statements.
How fast can funds arrive?
Many unsecured programs fund within 24 hours after your documents are received. All funding is subject to underwriting.
Do you offer real estate loans in Texas?
Yes — DSCR, bridge, and commercial real estate loans are also available in Texas.
Investing in property? See Texas real estate loans