South Dakota · statewide
Unsecured business loans in South Dakota
Sioux Falls financial services and Black Hills tourism support year-round small businesses. We fund working capital for South Dakota businesses in Sioux Falls, Rapid City, Aberdeen, and every county in between.
South Dakota business funding at a glance
- Funding amount
- $20,000 – $2,000,000
- Credit score
- 550+ personal credit score
- Collateral
- None required on unsecured programs
- Speed
- Funding within 24 hours after documents are received
- Programs
- Working capital, business lines of credit, merchant cash advance, MCA consolidation ($30K+)
- Real estate loans
- Not offered in South Dakota
Business-purpose funding only. Merchant cash advances are priced with a factor rate, not an APR. All funding is subject to underwriting.
Questions from South Dakota business owners
Can I get an unsecured business loan in South Dakota?
Yes. Unsecured business funding from $20,000 to $2,000,000 is available to businesses across South Dakota, including Sioux Falls, Rapid City, Aberdeen.
What credit score do I need for business funding in SD?
Programs start at a 550+ personal credit score, along with a few months of business bank statements.
How fast can funds arrive?
Many unsecured programs fund within 24 hours after your documents are received. All funding is subject to underwriting.
Do you offer real estate loans in South Dakota?
Not at this time. In South Dakota we offer unsecured business funding only; our real estate loans are not available in this state.