Rhode Island · statewide
Unsecured business loans in Rhode Island
Providence 2–4 unit inventory with strong Boston-commuter demand. We fund working capital for Rhode Island businesses in Providence, Warwick, Cranston, and every county in between.
Rhode Island business funding at a glance
- Funding amount
- $20,000 – $2,000,000
- Credit score
- 550+ personal credit score
- Collateral
- None required on unsecured programs
- Speed
- Funding within 24 hours after documents are received
- Programs
- Working capital, business lines of credit, merchant cash advance, MCA consolidation ($30K+)
- Real estate loans
- Also available in Rhode Island
Business-purpose funding only. Merchant cash advances are priced with a factor rate, not an APR. All funding is subject to underwriting.
Questions from Rhode Island business owners
Can I get an unsecured business loan in Rhode Island?
Yes. Unsecured business funding from $20,000 to $2,000,000 is available to businesses across Rhode Island, including Providence, Warwick, Cranston.
What credit score do I need for business funding in RI?
Programs start at a 550+ personal credit score, along with a few months of business bank statements.
How fast can funds arrive?
Many unsecured programs fund within 24 hours after your documents are received. All funding is subject to underwriting.
Do you offer real estate loans in Rhode Island?
Yes — DSCR, bridge, and commercial real estate loans are also available in Rhode Island.
Investing in property? See Rhode Island real estate loans