North Carolina · statewide
Unsecured business loans in North Carolina
Research Triangle and Charlotte metros remain top-10 US growth markets. We fund working capital for North Carolina businesses in Charlotte, Raleigh, Greensboro, and every county in between.
North Carolina business funding at a glance
- Funding amount
- $20,000 – $2,000,000
- Credit score
- 550+ personal credit score
- Collateral
- None required on unsecured programs
- Speed
- Funding within 24 hours after documents are received
- Programs
- Working capital, business lines of credit, merchant cash advance, MCA consolidation ($30K+)
- Real estate loans
- Also available in North Carolina
Business-purpose funding only. Merchant cash advances are priced with a factor rate, not an APR. All funding is subject to underwriting.
Questions from North Carolina business owners
Can I get an unsecured business loan in North Carolina?
Yes. Unsecured business funding from $20,000 to $2,000,000 is available to businesses across North Carolina, including Charlotte, Raleigh, Greensboro.
What credit score do I need for business funding in NC?
Programs start at a 550+ personal credit score, along with a few months of business bank statements.
How fast can funds arrive?
Many unsecured programs fund within 24 hours after your documents are received. All funding is subject to underwriting.
Do you offer real estate loans in North Carolina?
Yes — DSCR, bridge, and commercial real estate loans are also available in North Carolina.
Investing in property? See North Carolina real estate loans