New York · statewide
Unsecured business loans in New York
Upstate 2–4 unit inventory pairs well with DSCR — NYC boroughs served through bridge and CRE. We fund working capital for New York businesses in New York City, Buffalo, Rochester, and every county in between.
New York business funding at a glance
- Funding amount
- $20,000 – $2,000,000
- Credit score
- 550+ personal credit score
- Collateral
- None required on unsecured programs
- Speed
- Funding within 24 hours after documents are received
- Programs
- Working capital, business lines of credit, merchant cash advance, MCA consolidation ($30K+)
- Real estate loans
- Also available in New York
Business-purpose funding only. Merchant cash advances are priced with a factor rate, not an APR. All funding is subject to underwriting.
Questions from New York business owners
Can I get an unsecured business loan in New York?
Yes. Unsecured business funding from $20,000 to $2,000,000 is available to businesses across New York, including New York City, Buffalo, Rochester.
What credit score do I need for business funding in NY?
Programs start at a 550+ personal credit score, along with a few months of business bank statements.
How fast can funds arrive?
Many unsecured programs fund within 24 hours after your documents are received. All funding is subject to underwriting.
Do you offer real estate loans in New York?
Yes — DSCR, bridge, and commercial real estate loans are also available in New York.
Investing in property? See New York real estate loans