New Jersey · statewide
Unsecured business loans in New Jersey
Dense mix of distribution, healthcare, and retail businesses along the NYC–Philadelphia corridor. We fund working capital for New Jersey businesses in Newark, Jersey City, Paterson, and every county in between.
New Jersey business funding at a glance
- Funding amount
- $20,000 – $2,000,000
- Credit score
- 550+ personal credit score
- Collateral
- None required on unsecured programs
- Speed
- Funding within 24 hours after documents are received
- Programs
- Working capital, business lines of credit, merchant cash advance, MCA consolidation ($30K+)
- Real estate loans
- Not offered in New Jersey
Business-purpose funding only. Merchant cash advances are priced with a factor rate, not an APR. All funding is subject to underwriting.
Questions from New Jersey business owners
Can I get an unsecured business loan in New Jersey?
Yes. Unsecured business funding from $20,000 to $2,000,000 is available to businesses across New Jersey, including Newark, Jersey City, Paterson.
What credit score do I need for business funding in NJ?
Programs start at a 550+ personal credit score, along with a few months of business bank statements.
How fast can funds arrive?
Many unsecured programs fund within 24 hours after your documents are received. All funding is subject to underwriting.
Do you offer real estate loans in New Jersey?
Not at this time. In New Jersey we offer unsecured business funding only; our real estate loans are not available in this state.