Iowa · statewide
Unsecured business loans in Iowa
Stable Midwest fundamentals with financial-services employment anchoring Des Moines. We fund working capital for Iowa businesses in Des Moines, Cedar Rapids, Iowa City, and every county in between.
Iowa business funding at a glance
- Funding amount
- $20,000 – $2,000,000
- Credit score
- 550+ personal credit score
- Collateral
- None required on unsecured programs
- Speed
- Funding within 24 hours after documents are received
- Programs
- Working capital, business lines of credit, merchant cash advance, MCA consolidation ($30K+)
- Real estate loans
- Also available in Iowa
Business-purpose funding only. Merchant cash advances are priced with a factor rate, not an APR. All funding is subject to underwriting.
Questions from Iowa business owners
Can I get an unsecured business loan in Iowa?
Yes. Unsecured business funding from $20,000 to $2,000,000 is available to businesses across Iowa, including Des Moines, Cedar Rapids, Iowa City.
What credit score do I need for business funding in IA?
Programs start at a 550+ personal credit score, along with a few months of business bank statements.
How fast can funds arrive?
Many unsecured programs fund within 24 hours after your documents are received. All funding is subject to underwriting.
Do you offer real estate loans in Iowa?
Yes — DSCR, bridge, and commercial real estate loans are also available in Iowa.
Investing in property? See Iowa real estate loans