Illinois · statewide
Unsecured business loans in Illinois
Chicagoland offers deep 2–4 unit inventory for BRRRR-style investors. We fund working capital for Illinois businesses in Chicago, Naperville, Rockford, and every county in between.
Illinois business funding at a glance
- Funding amount
- $20,000 – $2,000,000
- Credit score
- 550+ personal credit score
- Collateral
- None required on unsecured programs
- Speed
- Funding within 24 hours after documents are received
- Programs
- Working capital, business lines of credit, merchant cash advance, MCA consolidation ($30K+)
- Real estate loans
- Also available in Illinois
Business-purpose funding only. Merchant cash advances are priced with a factor rate, not an APR. All funding is subject to underwriting.
Questions from Illinois business owners
Can I get an unsecured business loan in Illinois?
Yes. Unsecured business funding from $20,000 to $2,000,000 is available to businesses across Illinois, including Chicago, Naperville, Rockford.
What credit score do I need for business funding in IL?
Programs start at a 550+ personal credit score, along with a few months of business bank statements.
How fast can funds arrive?
Many unsecured programs fund within 24 hours after your documents are received. All funding is subject to underwriting.
Do you offer real estate loans in Illinois?
Yes — DSCR, bridge, and commercial real estate loans are also available in Illinois.
Investing in property? See Illinois real estate loans