Great news

Congratulations — you pre-qualify. Finish today.

Based on your answers, you pre-qualify for Local Loan Store funding with our best available rates and terms. A dedicated advisor will call you within one business day — or finish your application now to move straight to underwriting.

Apply in minutes

Short online application

24-hour funding

Fast term sheets, fast closings

CRE from 6%

Direct-lender pricing

Call (817) 482-3900

Prefer email? contact@monumentalfundingsolutions.com

Secure & confidential applicationTLS-encrypted submission

Your application is transmitted over an encrypted (HTTPS/TLS) connection to our secure intake provider (Jotform) and shared only with underwriting staff and funding partners required to evaluate your request. We do not sell your personal information. See our Privacy Policy and Terms of Use.

Commercial-purpose financing only. All loan, line-of-credit, merchant cash advance, and real-estate products offered through The Local Loan Store, a product of Monumental Funding Solutions LLC, are for bona fide business or commercial purposes and are not consumer loans. Products are not subject to the federal Truth in Lending Act (TILA), Real Estate Settlement Procedures Act (RESPA), or Equal Credit Opportunity Act (ECOA) consumer protections. Business owners may be required to provide a personal guaranty.

Real-estate collateral disclosure. Commercial real-estate loans are secured by non-owner-occupied business or investment property. Rates, terms, LTV, DSCR, points, and fees vary by borrower, property type, occupancy, credit profile, market conditions, and program guidelines. Advertised rates “starting at 6%” represent the lowest tier for qualifying scenarios; your rate may be higher. All offers are subject to underwriting, appraisal, title, insurance, and investor approval. Not all applicants will qualify. This is not a commitment to lend.

Contact authorization. By submitting an application you authorize The Local Loan Store, Monumental Funding Solutions LLC, and our funding partners to verify bank statements and business information, and to contact you by phone, SMS, and email (including autodialed or prerecorded messages) at the numbers you provide, regarding your application and related offers. Consent is not a condition of any purchase or financing. Message and data rates may apply; reply STOP to opt out of SMS.

State disclosures. Commercial financing disclosure statements required by state law (including CA SB 1235, NY Commercial Finance Disclosure Law, VA, UT, GA, FL, CT, KS, and MO) will be provided in writing with any specific offer prior to consummation, where applicable. We do not currently accept applications for property or businesses located in California, Oregon, Idaho, Nevada, Utah, Minnesota, South Dakota, Michigan, New Jersey, or Virginia. Programs, availability, and terms are subject to change without notice and may not be available in every state.